Oakstream Finance provides tailored bridging and development finance solutions for property professionals and investors across Ireland and the UK.
Whether you're bridging a gap or funding a ground-up development, we structure finance around your needs — not a generic product off the shelf.
Secured as a first charge against your property, our bridging loans provide rapid access to capital when time is critical. Ideal for auction purchases, chain breaks, or time-sensitive acquisitions.
Priority SecuritySecured as a second charge, this solution unlocks equity in an already mortgaged property without disturbing your existing mortgage. A flexible route to short-term capital.
Equity ReleaseFrom ground-up residential builds to complex commercial conversions, our development finance is structured to match your project timeline with funds drawn down as works progress.
Project-Led FundingGet in touch via phone, email, or the contact form. Tell us about your project and your funding requirement — no commitment needed at this stage.
We assess your application quickly, review the security, and come back to you with indicative terms. Our chartered background means we understand the numbers inside out.
Once you're happy with the terms, we move to a formal offer and instruct solicitors. We keep the process moving and communicate clearly at every step.
On completion, funds are drawn down and you can proceed with your purchase or project. For development finance, funds are released in tranches as works progress.
We work with a wide range of borrowers across Ireland and the UK. Here's a general guide to eligibility for each product.
Every situation is different. If you're unsure whether you qualify or which product suits you best, just get in touch — we're happy to have a no-obligation conversation.
Talk to Jack →Led by Jack McInerney ACA, you benefit from deep financial expertise on every deal — not just a broker who passes you along.
We understand that timing is everything in property. We move fast so you don't miss the deal.
Every client and every project is different. We take the time to understand yours before recommending a solution.
No hidden fees, no surprises. We believe clear communication builds lasting relationships.
"My approach combines professional rigour with a genuine desire to find the right solution. As a Chartered Accountant and Director of Oakstream Finance, I've seen the difference the right funding at the right time can make."
Reach out directly to Jack and the Oakstream Finance team. We'll respond promptly and without obligation.